When considering investments for your 401(k), you might see options listed as “target-date” or “lifecycle” funds. These are actually the same type of fund. They’re structured to minimize risk and maximize returns at a specific date. Target-date or lifecycle funds automate some aspects of portfolio management, and are ideal for investors who don’t want to
Ranging from food to electronics, from luxury specialists to discounters, the retail sector is a diverse and dynamic one—and extremely susceptible to changing consumer tastes, as well. Yet the industry seems to grow every year, regardless of economic cycles or capital costs. Investors can find a lot to like (and dislike) in retail stocks. In doing
Non-fungible tokens (NFTs) have become one of the most popular items in cryptocurrency over the past few years, with billions in trading volume and a slew of celebrity endorsements pushing the digital artwork to the forefront of mainstream media outlets. NFTs can be created directly on NFT platforms, allowing you to mint (the process of
In this article BBBY A view of a Bed Bath and Beyond store in Daly City, California. Justin Sullivan | Getty Images Shares of Bed Bath & Beyond jumped more than 40% on Monday as meme traders seemed to be betting on the stock despite any apparent catalyst for the move. The heavily shorted stock,
Updated: August 25, 2021 As of today, August 25, 2021, the benchmark 30-Year Fixed refinance rate is 3.15%, FHA 30-Year Fixed is 2.99%, Jumbo 30-Year Fixed is 3.32%; 15-Year Fixed is 2.44%, and 5/1 ARM is 2.54%. These rates are not the teaser rates you may see advertised online and based on our methodology should
This week, investors will find out whether or not inflation has peaked. On Wednesday, the Bureau of Labor Statistics (BLS) releases its Consumer Price Index (CPI) for July. Economists predict a rise of 8.7% year-over-year compared with a 9.1% jump in June. On a monthly basis, the CPI is expected to rise 0.2% in July after jumping 1.3% in
Take a look at some of the biggest movers in the premarket: Palantir (PLTR) – The data analytics company’s stock plunged 15.6% in premarket trading after it reported an unexpected quarterly loss, and lowered its full-year forecast due to the uncertain timing of some government contracts. Signify Health (SGFY) – CVS Health (CVS) is planning
While the latest positive rumblings in the stock market are encouraging, it’s still not lost on investors that the S&P 500 is still down over 13% on a year-to-date basis. At the same time, opportunists can leverage this moment and position themselves in growth stocks with multibagger potential by 2025. To be fair, no one
With soaring interest rates and market turbulence, you might not be happy with the way your portfolio looks right now. But this is also a time to make smart moves and bag top stocks while they are trading at a discount. Despite the volatility in the stock market, electric vehicle charging stocks continue to attract
Energy companies are printing mountains of money. It makes the recent selloff in oil stocks seem like a no-brainer buying opportunity. Given the strong correlation between companies in the industry, nearly all of them should rebound once buyers return to embrace equities. That said, I find the three oil stocks below particularly compelling. As far
Investors seeking a safe haven for their money have been flocking to Dow Jones Industrial Average stocks since the beginning of 2022. While these companies may not offer much excitement, they provide dependable returns. This will help you make it through until December without risking too much on an unpredictable market. The Dow is a
With tough times come tough measures, which helps to explain why a number of companies have initiated job cuts. However, organizations that already pay their shareholders dividends are reluctant to cut them, as such a move would yield substantial criticism. In other words, even when the going is tough, dividends may stick around. For savvy
In planning for retirement, you identify your goals and then figure out how to save and invest to get there. A lot of retirement investing advice revolves around very specific formulas and strategies. Still, sometimes it’s helpful to take a step back and look at the big picture. Here are six basic tips to help
A stop-loss order is an order to sell (or buy) a stock at the prevailing market price once the stock reaches a specific level known as the stop price. It is designed to limit an investor’s loss on a stock position if the market unexpectedly reverses. Neither stop-loss orders nor the related stop-loss limit order
The Certified Financial Planner designation is widely considered to be the definitive mark of competence among investors and financial professionals. Individuals pursuing the CFP designation stand to gain professional competence from the curriculum, while the prestige that comes with holding the designation can increase an individual’s personal business, as well. (This is especially true for those
Most mortgage rates moved substantially downward Thursday, including a third of a point plunge for the flagship 30-year average. Rates are volatile this week, as 30-year rates surged more than half a point higher the previous day. Today’s National Mortgage Rate Averages After jumping more than half of a percentage point Wednesday, the 30-year average
What is Jack Ma, founder and executive chairman of Alibaba Group Holding Ltd.(BABA), worth? As of Aug. 5, 2022, Jack Ma’s net worth is $35.4 billion as the 34th richest person in the world, according to an article from Bloomberg. Much of Ma’s wealth is linked to Alibaba. He used to own the largest controlling
Personal debt in the U.S. is soaring. In the last quarter of 2018, the Federal Reserve’s data revealed that collective personal debt tops $4 trillion dollars in America for the first time ever, and has grown to over $4.5 trillion as of June 2022. One of the recommended ways to pay down debt is to
How much car insurance do you need? The answer depends on a number of factors, including where you live, how much your car is worth, and what other assets you need to protect. Here’s what you need to know. Key Takeaways Most states require you to have at least a minimum amount of insurance coverage
With many good stocks beaten down due to unwarranted worries about the Federal Reserve, now is an excellent time to identify stocks to buy and hold for many years. Importantly, Fed Chair Jerome Powell recently indicated that the central bank expects to only raise its key interest rate to about 3.5% at most this year.