If you have never worked or paid Social Security taxes (or didn’t pay them for long enough), you won’t be eligible to claim Social Security retirement benefits on your own account. However, you may be able to receive spousal benefits through your spouse’s account. You can file a claim under their account as early as
If you’re interested in retirement – either because you are planning your own, or because you find the subject fascinating – you might have wondered if you can share your knowledge in a formal way. The good news is that this is certainly possible – there are courses that help people learn about retirement, led
A home equity loan—also known as an equity loan, home equity installment loan, or second mortgage—is a type of consumer debt. Home equity loans allow homeowners to borrow against the equity in their homes. The loan amount is based on the difference between the home’s current market value and the homeowner’s mortgage balance due. Because
Value stocks are always a sensible class of equities to consider as an investment. It’s all about finding stocks that are believed to be trading below where they should be based on fundamental metrics. Identifying value is part science and part art. The science requires calculating metrics that determine a given stock’s fundamentals. Basically, anything
If you’re looking at the investment options available in your 401(k) and are overwhelmed by your range of choices, you should count yourself lucky. Many 401(k) plans offer only very limited investment options, and some encourage participants to invest heavily in your own company’s stock. You might not feel lucky, of course, as you scroll
If your employer offers a 401(k) plan, this can be a very effective way of saving for retirement. The money you put in your plan is “tax-deferred,” so you won’t pay income tax on it for the year you earn it. Instead, you’ll be taxed when you take it out of your 401(k) account during
[Editor’s note: “This Little-Known EV Battery Technology Will Drive the EV Revolution” was previously published in July 2022. It has since been updated to include the most relevant information available.] You may think you know of every battery innovation, especially as students of innovation. But a secret EV battery technology you’ve likely never heard of could
Investors seeking exposure to the driverless car revolution now have the option of buying into exchange-traded funds (ETFs) specifically dedicated to driverless cars, electric vehicles, and other innovations in the automobile industry. Among this class of ETFs are KraneShares Electric Vehicles and Future Mobility ETF (KARS), which debuted in January of 2018; InnovationShares NextGen Vehicle and
If you need to access some of the money you’ve built up in your 401(k), you can use a short-term loan that you will pay back with money from your paychecks. Borrowing from your 401(k) can often be a better alternative to getting money than using higher-interest loans like title loans, payday loans, or even
If you have a 401(k) plan, you are probably aware that you can use it to invest in a wide variety of funds – target-date funds, passively managed index funds, and actively managed mutual funds. Some plans, however, also allow you to access other types of financial product, such as annuities. An annuity is a
U.S. stocks continued to claw their way back last week, especially growth stocks. For the week, the Nasdaq posted a gain of 2.2% and the S&P 500 rose 0.4%. The Dow? Not so much, sliding just 0.1%. A blowout jobs report for July offered up another dose of good news for the economy and not-so-good
The Russell 1000 Index is a market-capitalization-weighted index of the 1,000 largest publicly traded companies in the U.S. It represents approximately 92% of the total market capitalization of all listed stocks in the U.S. equity market. For this reason, it is considered a bellwether for large-cap investing. Some of the largest companies in the index
Download Preston’s 1 page checklist for finding great stock picks: http://buffettsbooks.com/checklist Preston Pysh is the #1 selling Amazon author of two books on Warren Buffett. The books can be found at the following location: This video is a practical exercise that shows students of the BuffettsBooks.com website how to find the terms they’ve been learning
In today’s episode of hungry for returns, we are going to answer the question: How to set alerts for iron condors and be able to trade iron condors while working a 9 to 5 job. We’re going to cover: where to set the alerts, what percentages to look at, how to set those alerts, and
Clean energy stocks could get a boost if Inflation Reduction Act of 2022 passes (ICLN, PBW, CNRG). Visit our website: https://www.zacks.com Visit our Stocktwits account: https://stocktwits.com/ZacksResearch Check out our weekly promotion: https://www.zacks.com/promo If you’re interested in our services, please check out Zacks Ultimate: https://www.zacks.com/ultimate/?adid=YOUTUBE&cid=sm-YOUTUBE
In this article CVS GS An AMC theatre is pictured amid the coronavirus disease (COVID-19) pandemic in the Manhattan borough of New York City, New York, U.S., January 27, 2021. Carlo Allegri | Reuters Check out the companies making headlines in midday trading. Bed Bath & Beyond, AMC — Shares surged 41% and 13% respectively
Electric vehicle (EV) startup Rivian Automotive (NASDAQ:RIVN) plans to release its second-quarter 2022 fiscal results on Aug. 11. It might be tempting to load up on RIVN stock beforehand. However, Rivian is reducing its workforce. That’s not a positive sign. Also, the company is acknowledging problems related to a climate deal proposal in Congress, as well
As of 2021, there are reportedly 2,755 billionaires on Earth, with an estimated total net worth of $13.1 trillion. Of this amount, the top 10 wealthiest people in the world account for $1,153 billion, or roughly 8.8%, which is impressive when you consider that they represent around 0.36% of billionaires. Below are the 10 individuals
The Inflation Reduction Act, a scaled-down version of the Build Back Better Act, passed the Senate over the weekend and now heads to the House where it is expected to pass before going to President Biden for his signature as soon as the end of this week. The legislation, according to Senate Democrats, will make
Rates on 30-year mortgages rose by almost four-tenths of a point Friday, extending a three-day pattern of dramatic up and down swings ranging from a third to a half a percentage point each day. Today’s National Mortgage Rate Averages The 30-year mortgage average seesawed for a third day Friday, jumping 39 basis points after a